BANK STATEMENT LOANS
Are typically best for self-employed individuals or those without sufficient income on a W2 or 1099, the Bank Statement mortgage product allows homeowners to apply for a loan using only personal or business bank statements to qualify their income with absolutely no tax returns or 4506-C/4506-T required.
With Nationwide Mortgage Direct you can access home financing with a high LTV and a great rate! Available for primary residence, second homes and investment properties. Our expert staff is fully available to assist you from A-Z.

LENDING PARAMETERS
Primary Residence
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Residential Properties Only
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Up to 90% LTV
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12 or 24 months of personal and/or business bank statement as qualifying income
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No tax returns
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No 4506-C/4506-T
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Min FICO of 640
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Closing timeline: as quick as 15-30 days
Second Home
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Residential Properties Only
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Up to 89.99% LTV
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12 or 24 months of personal and/or business bank statement as qualifying income
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No tax returns
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No 4506-C/4506-T
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Min FICO of 640
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Closing timeline: as quick as 15-30 days
Investment Property
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Residential Properties Only
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Up to 85% LTV with long term lease agreement
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12 or 24 months of personal and/or business bank statement as qualifying income
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No tax returns
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No 4506-C/4506-T
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Min FICO of 640
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Closing timeline: as quick as 15-30 days
QUALIFY FOR A MORTGAGE LOAN USING ALTERNATIVE INCOME DOCUMENTS
12 months of business/personal bank statements
No Tax returns needed
Loan amounts up to $10 million on a case by case basis
We can finance up to 24 residential properties!
Foreign Nationals are accepted with no Credit Score!
Preferably 620+ FICO credit score if credit score exists