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We Offer Residential Mortgage Loans Using Only
Bank Statements Income to Qualify

BANK STATEMENT LOANS

Are typically best for self-employed individuals or those without sufficient income on a W2 or 1099, the Bank Statement mortgage product allows homeowners to apply for a loan using only personal or business bank statements to qualify their income with absolutely no tax returns or 4506-C/4506-T required.

With Nationwide Mortgage Direct you can access home financing with a high LTV and a great rate! Available for primary residence, second homes and investment properties. Our expert staff is fully available to assist you from A-Z.

Suburban Homes

LENDING PARAMETERS

Primary Residence

  • Residential Properties Only

  • Up to 90% LTV

  • 12 or 24 months of personal and/or business bank statement as qualifying income

  • No tax returns

  • No 4506-C/4506-T

  • Min FICO of 640

  • Closing timeline: as quick as 15-30 days
     

Second Home

  • Residential Properties Only

  • Up to 89.99% LTV

  • 12 or 24 months of personal and/or business bank statement as qualifying income

  • No tax returns

  • No 4506-C/4506-T

  • Min FICO of 640

  • Closing timeline: as quick as 15-30 days
     

Investment Property

  • Residential Properties Only

  • Up to 85% LTV with long term lease agreement

  • 12 or 24 months of personal and/or business bank statement as qualifying income

  • No tax returns

  • No 4506-C/4506-T

  • Min FICO of 640

  • Closing timeline: as quick as 15-30 days

QUALIFY FOR A MORTGAGE LOAN USING ALTERNATIVE INCOME DOCUMENTS

24 months of business/personal bank statements (instead of tax returns)

12 months of business/personal bank statements (instead of tax returns)

Full doc with recent short sale, bankruptcy and/or low FICO score

Stated income (no income docs) on primary residence

No DTI/No doc investment property purchase/refinance (including cash out)

Refinance cash out on investment properties with delayed financing available!

Loan amounts up to $10 million on a case by case basis

We can finance up to 18 residential properties!

Click HERE to apply for a Residential Mortgage Loan Product

using only Bank Statements Income to Qualify

Click HERE to apply for a Residential Mortgage Loan Product using only Average Market Rental Income to Qualify

CONTACT US

(954) 908-7770

loans@nationwidelendingdirect.com

2131 Hollywood Blvd Suite 404, FL 33020

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Company NMLS: 1753314
www.nmlsconsumeraccess.org

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